Student Loan Consulting

Conley Financial is the home to one of the countries top student loan experts. Drawing from years of experience working for a large federal student loan servicer, Keith works to help student loan borrowers understand their options. He is nationally recognized expert as an objective resource in helping borrowers understand all of their repayment options.

Keith believes that student loans will be the cause of the next big financial crisis. Student loans are the second highest consumer debt category-behind only mortgage debt. Millions on student loan borrowers are paying on large balances of over $100,000.  He has seen student loan debts over $1,000,000. Monthly payments average over $300. 

It is likely that you know someone saddled with student loan debt. Student loans are not unique to millennial’s. Increasingly senior citizens are loaded with large amounts of student loan debt.

In Keith’s experience, he has found that borrowers understand very little about their repayment options. This is a result of the fact that student loan servicers are ill equipped and have no incentive to provide borrowers with their repayment options.

Keith provides borrowers a thorough and transparent analysis of borrowers student loans and provides them with a detailed explanation of all their repayment options. The borrower decides whether or not it makes sense for them to stay in their current repayment arrangement or if they would like Keith to enter them into a new program.

It’s better to contact Keith now for an analysis of your student loans before they fall into deliquency or default.

There are numerous ways to recalculate your payments. There are no guarantees that changing your repayment program makes sense, but even if you have a higher income, a lower repayment option could still be available.

If your loans are in default, Keith can walk you through the process of either repaying the loans or getting them back into good standing.

Student Loan Repayment Programs

  • Standard Repayment
  • Extended Graduated Repayment
  • Revised Pay as You Earn (REPAYE)
  • Pay As You Earn
  • Income Based Repayment
  • Income Contingent Repayment
  • Default/Rehabilitation
  • Consolidation